How to earn passive income with Bybit’s USDT Fixed Savings

When markets get unpredictable, holding stablecoins like USDT can feel like the safest play. But what if your stablecoins could do more than just sit in your wallet?

Bybit’s USDT Fixed Savings plans give you a way to earn reliable, passive income — without compromising on safety. With guaranteed returns, fixed terms and full principal protection, it’s a low-risk way to make your USDT work for you, even while you sleep.

In this article, we’ll walk you through how Bybit’s USDT Fixed Savings works, why it’s a safe choice and how you can start earning in just a few clicks.

Key Takeaways:

• Bybit’s USDT Fixed Savings plan is a short-term investment product under Bybit Earn that allows users to stake USDT for a fixed duration.

• With guaranteed returns, fixed terms and full principal protection, it’s a low-risk way to make your USDT work for you, even while you sleep.

What is Bybit’s USDT Fixed Savings plan?

Bybit’s USDT Fixed Savings plan is a short-term investment product under Bybit Earn that allows users to stake USDT for a fixed duration in exchange for guaranteed APR, with their principal protected.

Think of it like a crypto version of a fixed deposit account — simple, secure and predictable. You choose a term (e.g., three or seven days), lock up your USDT and earn interest at a guaranteed rate. Once the term ends, your original USDT and the earned interest are returned to your account — no hidden risks or surprise deductions.

This plan is designed for users who value stability and want peace of mind while earning on their stablecoin holdings.

Why choose Bybit’s USDT Fixed Savings?

One of the biggest concerns for users when it comes to earning products is: “Is my money safe?”

With Bybit USDT Fixed Savings, the answer is yes.

There’s a good reason that more and more users are turning to Bybit’s Fixed-Term Savings options. In times of market uncertainty or sideways price action, putting stablecoins to work can be a great way to stay productive without needing to chase risky trades.

Bybit guarantees principal protection in token amount. This means the USDT you stake is not subject to market fluctuations or volatility during the savings term. As long as you hold your position until the plan matures, you’ll receive 100% of your staked USDT back, along with your interest earnings.

There are no price risks like you’d face with volatile crypto assets, and no exposure to third-party lending platforms. Your funds are managed directly within Bybit’s trusted Earn ecosystem.

It’s a great option for risk-averse users, crypto beginners or anyone looking to earn with a clear, transparent product backed by a leading global exchange.

How to earn passive income with Bybit’s USDT Fixed Savings plans

If you’re already using Bybit and have USDT ready, you can check out the available USDT Fixed Savings plans, which are perfect for earning stable rewards while you wait for your next move. Here’s how you can get started:

Step 1: Log in to your Bybit account and deposit funds (using any supported method). To do so, click on the Deposit button on the upper-right corner of the page.

Step 2: Once you have USDT in your Bybit account, navigate to the Bybit Savings page by hovering your cursor over the Finance tab, followed by Earn. Then, click on Bybit Savings.

Step 3: Check out the available USDT Fixed Savings plans and click on the corresponding Stake Now button of theplan you prefer. 

Step 4: Input the amount of USDT you would like to stake, verify your order details and click Stake Now.

Congratulations! You’ve successfully staked your USDT in a USDT Fixed Savings plan. You can proceed to watch your earnings grow, and will receive your rewards after the term is up.

The bottom line

Passive income in crypto doesn’t have to come with high risk. Bybit’s USDT Fixed Savings gives you a secure, reliable, and fully transparent way to make the most of your stablecoins — while keeping your principal protected every step of the way.

With just a few clicks, you can start earning fixed interest on your USDT and enjoy peace of mind knowing your funds are safe.

Ready to earn while doing nothing? Head toBybit Savings and start your USDT Fixed Savings journey today!

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